The federal Fair Credit Reporting Act (FCRA, 15 U.S.C. § 1681 et seq.) governs consumer reporting agencies and consumer reports. As a background screening company, HRPLUS is considered a consumer reporting agency. HRPLUS provides a special kind of consumer report to employers - the pre-employment background report.
Per the FCRA, before ordering a background report on a job applicant for employment purposes, the employer must obtain the applicant's written authorization. The FCRA also requires that an employer certify in writing to HRPLUS that the employer will obtain a written authorization prior to ordering a background report.
Important Law Changes Regarding FACTA and the FCRA
In December 2004, important changes to the federal Fair Credit Reporting Act (FCRA) brought on by passage of the Fair and Accurate Credit Transactions Act of 2003 (FACTA) become effective. To help you better understand these changes HRPLUS management has created the following memo regarding FACTA and the FCRA.
Memo: Important Changes Regarding FACTA and the FCRA
Client FCRA Compliance Summary
HRPLUS management has created the following summary of FCRA compliance information for use by HRPLUS clients.
Client FCRA Compliance Summary
Notice To Users of Consumer Reports: Obligations of Users Under the FCRA
The FTC has prescribed the "Notice to Users of Consumer Reports: Obligations of Users Under the FCRA." This document contains information with respect to your company's legal requirements under the FCRA.
Notice To Users of Consumer Reports: Obligations of Users Under the FCRA
Summary of Consumer Rights Under the FCRA
The FTC has prescribed the "Summary of Consumer Rights Under the FCRA." An employer must provide this to an applicant or employee upon request. An employer must also provide this document, along with a copy of the background report, if the employer takes adverse action against the applicant or employer based on information contained in the background report.
Summary of Consumer Rights Under the FCRA
